Insured Events forming the basis of the Standard Contingent Business Interruption cover include the following:

• Strikes, Riots, Civil Commotions
• Terrorism
• Repressive and Restrictive Acts by Host Governments
• Sudden and Unforeseen Pollution and Contamination
• Epidemic and Disease
• Border Closure
• Perils of Nature of a direct or indirect form, such as storm, lightning, earthquake, volcanic action, flood, weight of snow, ice or sleet
• Natural Catastrophe
• Strike Action of Others
• Denial of Access
• Transport Disaster

Additional risks and exposures can be considered and, if appropriate, added to the standard cover. Cover is NOT given where the loss is ascribable to physical damage to the Assured’s property or the consequential loss arising from such physical damage. Contingent Business Interruption insurance has been developed to complement a Material Damage Business Interruption policy rather than duplicate the cover.

The insurance is fully underwritten at Lloyd’s of London.