Cover is available on a worldwide basis against most fortuitous events beyond an Assured’s control, with each risk considered and assessed on its own merits. Incorporated into the terms of the insurance will be one or more of the following:

• an excess of a given number of days of the effects of an insured event;
• franchise of a given number of days of the effects of an insured event;
• a monetary deductible;
• a co-insurance.

Cover can be given in respect of any potential loss faced by the Assured. This could include loss of profit, loss of revenue, liquidated damages or additional/increased costs of working.